Terms of Service
Last updated 8 August 2026
Using Livio
Livio is a personal tracking tool for money, habits and goals. You need an account to use it, and you are responsible for keeping your sign-in credentials secure and for the accuracy of the data you enter.
Not financial advice
Livio — including the AI advisor — provides general information only. It is not financial, investment, tax, legal, medical or nutritional advice. Figures and suggestions may be wrong or incomplete. Decisions you make are your own; check anything important with a qualified professional.
Availability
Livio is provided as-is, without warranty. Features may change or be withdrawn, and there is no guarantee of uninterrupted service. Keep your own backup of anything you cannot afford to lose — Settings can export your data.
Acceptable use
- Don’t attempt to access another user’s data
- Don’t use the service to break the law
- Don’t abuse the AI endpoint or attempt to circumvent rate limits
Ending your use
You can stop using Livio and delete your data at any time from Settings. Accounts that abuse the service may be suspended.